Many people assume that Medi-Cal is basically a type of public assistance program meant to benefit only the poor. In reality, Medi-Cal provides health coverage for various groups of individuals, not simply the poor. In fact, there are several categories of individuals that may be eligible for Medi-Cal benefits.The basic purpose of the Medi-Cal programMedi-Cal is a federal public health insurance program, created to provide health care coverage to low-income individuals, as well as … [Read more...] about Medi-Cal Benefits More than Just the Poor
California’s state Medi-Cal program is referred to as Medi-Cal. You must be either a U.S. citizen, U.S. national, permanent resident or legal alien, and you must be a California resident. Applicants must have very limited income and be either pregnant, blind, have a disability or a family member in your household with a disability, be responsible for children under 19 years of age, or be 65 years of age or older.Topics covered in this report include: Medi-Cal Eligibility in California … [Read more...] about Free Report: How To Avoid Fraudulent Transfers in California Medi-Cal Planning
One of the most common questions for clients receiving Medi-Cal benefits is, “will I lose my home?” This is a great concern, obviously, because for most people, their home makes up most of their life savings. A home may be the only thing you have left to pass on to your children. Since the home is the largest asset a couple is allowed to keep, while maintaining eligibility for Medi-Cal, it is also the primary target of estate recovery. So, what can you do to keep from losing your home to … [Read more...] about How can you keep From Losing Your Home to Medi-Cal?
If you are considering applying for Medi-Cal, there are a few things you should know about the eligibility requirements. One important aspect is often referred to as the “five year look back” Medi-Cal rule. This penalty period applies when an applicant is seeking long-term care coverage. This part of the eligibility process can lead to a delay of benefits if you are not careful.The timing of property transfers is criticalMedi-Cal is, what is known as, a “payer of last resort.” This … [Read more...] about What is the Five Year Look Back Medi-Cal Rule?
Qualifying for Medi-Cal benefits is a major concern for many people. The rules can be confusing and the process of applying for Medi-Cal can be intimidating. How much property can you own and how much income can you have, and still be eligible for Medi-Cal long-term care benefits? How does Medi-Cal apply to married couples? These are important questions. It helps to understand that there are special eligibility rules for applicants who are married, and require nursing home benefits.Spouses … [Read more...] about How Does Medi-Cal Apply to Married Couples?
Medi-Cal is a health care assistance program that extends health care services to U.S. citizens based on their income or financial need. Medi-Cal programs are run independently by each state. Therefore, Medi-Cal benefits and eligibility requirements differ from one state to the next. Patients with Medi-Cal generally pay a small co-pay, if anything at all, for health care. A common question many clients have is: Will Medi-Cal pay for in home health care.In home nursing careEach state … [Read more...] about Will Medi-Cal Pay For in Home Health Care
When a person dies without a will, there are specific laws in each state that address disposition of that person's assets to their spouse and/or heirs.Topics covered in this whitepaper include: The Spouse's Share Children's Shares "Children" Who Do Not Inherit Automatically Other California Intestate Succession RulesClick here to read the whole article or download the PDF. … [Read more...] about Free Report: Intestate Succession in California
A very common issue for many clients is protecting their homes, or the homes of their loved ones, after moving into a nursing home. The general belief is that, when you have to move into a nursing home, Medi-Cal will take your home from you. This blog will answer the question: can nursing homes take your house?Your home may not be counted as an assetGenerally speaking, you are not required to sell your home in order to qualify for Medi-Cal to pay your nursing home expenses. In states that … [Read more...] about Can Nursing Homes Take Your House?
A common fear for most Americans as they get older is being placed in a nursing home. Nursing homes can result in not only a loss of personal autonomy and privacy, but also an incredible financial burden. According to the Centers for Medicare and Medi-Cal Services, nearly 70% of all people over the age of 65 will need long-term care at some point. A survey conducted this year indicates that the average cost of nursing home care in California is approximately $83,950 annually. With these high … [Read more...] about Medi-Cal Trust in Los Angeles: What Are Its Disadvantages?
Medi-Cal is a health care assistance program developed by the federal government along with Medicare. Both programs were established by a 1965 amendment to the Social Security Act. The purpose of the Medi-Cal program is to extend healthcare services to U.S. citizens based on their income or financial need. Many clients ask: "Is Medi-Cal available in California? The answer is yes. Medi-Cal is run by state governments, and California's program is known as Medi-Cal. What is Medi-Cal?In … [Read more...] about Is Medi-Cal Available in California?