Medi-Cal is a state-run program that is available for eligible children and adults with limited income. The eligibility requirements differ in each state, but generally, to be eligible, you must have a low income and limited assets. Aside from the income limitations, those who are blind, disabled, pregnant or over age 65, may also be eligible for Medi-Cal. Yet, there are some individuals who, even with income over the limit, may still be able to receive Medi-Cal benefits. In some situations, … [Read more...] about Medically Needy May be Covered by Medi-Cal
Medi-Cal Planning
Planning for Medi-Cal with Early Signs of Dementia
The realization that someone you love may be showing the early signs of dementia can be devastating. Not to mention the prospect of providing long-term care. Although planning ahead may be the best option, it is not always a real option, since not everyone knows of the potential need for long-term care early on. Nevertheless, covering the cost of long-term care can be overwhelming. While Medi-Cal may be an option it, like other need-based government assistance programs, has specific … [Read more...] about Planning for Medi-Cal with Early Signs of Dementia
Do I Need Health Insurance if I Have Medicare or Medi-Cal?
With the passing of the Affordable Care Act, Americans were required to purchase some form of health insurance, or face a tax penalty. Options for health insurance were made available through each state’s online marketplace. However, the question often arises, “do I need health insurance if I have Medicare or Medi-Cal?” What is the Affordable Care Act? The official name for the health care act is the Patient Protection and Affordable Care Act (PPACA), or Affordable Care Act (ACA) for short. … [Read more...] about Do I Need Health Insurance if I Have Medicare or Medi-Cal?
Medi-Cal Benefits More than Just the Poor
Many people assume that Medi-Cal is basically a type of public assistance program meant to benefit only the poor. In reality, Medi-Cal provides health coverage for various groups of individuals, not simply the poor. In fact, there are several categories of individuals that may be eligible for Medi-Cal benefits. The basic purpose of the Medi-Cal program Medi-Cal is a federal public health insurance program, created to provide health care coverage to low-income individuals, as well as … [Read more...] about Medi-Cal Benefits More than Just the Poor
Free Report: How To Avoid Fraudulent Transfers in California Medi-Cal Planning
California’s state Medi-Cal program is referred to as Medi-Cal. You must be either a U.S. citizen, U.S. national, permanent resident or legal alien, and you must be a California resident. Applicants must have very limited income and be either pregnant, blind, have a disability or a family member in your household with a disability, be responsible for children under 19 years of age, or be 65 years of age or older. Topics covered in this report include: Medi-Cal Eligibility in California … [Read more...] about Free Report: How To Avoid Fraudulent Transfers in California Medi-Cal Planning
How can you keep From Losing Your Home to Medi-Cal?
One of the most common questions for clients receiving Medi-Cal benefits is, “will I lose my home?” This is a great concern, obviously, because for most people, their home makes up most of their life savings. A home may be the only thing you have left to pass on to your children. Since the home is the largest asset a couple is allowed to keep, while maintaining eligibility for Medi-Cal, it is also the primary target of estate recovery. So, what can you do to keep from losing your home to … [Read more...] about How can you keep From Losing Your Home to Medi-Cal?
What is the Five Year Look Back Medi-Cal Rule?
If you are considering applying for Medi-Cal, there are a few things you should know about the eligibility requirements. One important aspect is often referred to as the “five year look back” Medi-Cal rule. This penalty period applies when an applicant is seeking long-term care coverage. This part of the eligibility process can lead to a delay of benefits if you are not careful. The timing of property transfers is critical Medi-Cal is, what is known as, a “payer of last resort.” This … [Read more...] about What is the Five Year Look Back Medi-Cal Rule?
How Does Medi-Cal Apply to Married Couples?
Qualifying for Medi-Cal benefits is a major concern for many people. The rules can be confusing and the process of applying for Medi-Cal can be intimidating. How much property can you own and how much income can you have, and still be eligible for Medi-Cal long-term care benefits? How does Medi-Cal apply to married couples? These are important questions. It helps to understand that there are special eligibility rules for applicants who are married, and require nursing home benefits. Spouses … [Read more...] about How Does Medi-Cal Apply to Married Couples?
Will Medi-Cal Pay For in Home Health Care
Medi-Cal is a health care assistance program that extends health care services to U.S. citizens based on their income or financial need. Medi-Cal programs are run independently by each state. Therefore, Medi-Cal benefits and eligibility requirements differ from one state to the next. Patients with Medi-Cal generally pay a small co-pay, if anything at all, for health care. A common question many clients have is: Will Medi-Cal pay for in home health care. In home nursing care Each state … [Read more...] about Will Medi-Cal Pay For in Home Health Care
Free Report: Intestate Succession in California
When a person dies without a will, there are specific laws in each state that address disposition of that person's assets to their spouse and/or heirs. Topics covered in this whitepaper include: The Spouse's Share Children's Shares "Children" Who Do Not Inherit Automatically Other California Intestate Succession Rules Click here to read the whole article or download the PDF. … [Read more...] about Free Report: Intestate Succession in California
