You may not be aware, but the number of people who are required to pay for their own long-term care when the time comes has been steadily increasing over the years. Ten years ago, a study was conducted and the result published showing that seniors, individuals with disabilities and the families of these individuals pay close to thirty percent of the cost of long-term care from their own pockets. This was at least a ten percent increase from the last study. Considering these shocking numbers, … [Read more...]
But I’m Not Sick! You Still Need Medi-Cal Planning
As Orange County Medi-Cal lawyers, we recognize how fortunate our senior clients are to be healthy. But we encourage you to not overlook the need to still create a Medi-Cal plan. Simply being healthy right now doesn’t mean you will never have the need for long-term care as you get older. You may not have health issues right now, but who can predict how healthy you will be in 50 years?Unexpected illness or injury can strike at any timeOur Orange County Medi-Cal lawyers also want to remind you … [Read more...]
Why Medi-Cal Planning Helps Prepare for Nursing Home Care
The need for long-term care can come, not only from illness but also from a catastrophic injury. That's why the potential need for Medicaid cannot be overlooked by anyone. In some situations, the need for assistance with daily activities may lead to long-term care needs, as well. Because health insurance does not always adequately cover the cost of long-term care, Medi-Cal benefits may be necessary. Let our attorneys explain why Medi-Cal planning can help you prepare for nursing home … [Read more...]
The Basics of Orange County Medi-Cal Planning
In simple terms, Medicaid is a need-based medical assistance program. As such, eligibility is based entirely on income and financial need, regardless of age. The cost of health coverage is paid with federal, state and local tax funds. Patients with Medicaid normally pay a small co-pay, if anything at all. Because Medicaid is run by each state, the benefits and eligibility requirements are different from state to state. When it comes to Orange County Medi-Cal planning, you need experienced … [Read more...]
Important Differences Between Medicare and Medi-Cal Benefits
When it’s time to consider Medi-Cal Planning in California and the potential need for benefits, you may be confused about the differences between Medi-Cal and Medicare. Our Medi-Cal planning attorneys can explain the differences and advise you on which type of benefits you need and which type of benefits you maybe be eligible for.California's Medi-Cal ProgramCalifornia’s Medicaid program is known as Medi-Cal. This comprehensive program provides free or low-cost health coverage to California … [Read more...]
Medi-Cal Planning Attorneys Discuss Living Wills as Healthcare Directives
Contrary to what many people believe, a living will that includes vague language is not as effective as a healthcare directive as one that is very detailed. The instructions you include should be a specific as possible in order to avoid confusion later on. Unclear language leads to confusion and ultimately conflicting interpretations. A common example is when people say "no heroic measures," they may intend that to mean no artificial nutrition and hydration. Yet, their physicians may not … [Read more...]
Los Angeles Medi-Cal Planning Attorneys Warn About the Black Market
Medicaid fraud happens when someone intentionally misrepresents the truth in order to acquire unauthorized Medicaid benefits. As your Los Angeles Medi-Cal attorney knows, Medi-Cal services fraud is not only committed by patients. Healthcare providers can be guilty of Medi-Cal services fraud, as well. If you have not heard of the Medi-Cal black market, let our Los Angeles Medi-Cal planning attorneys explain.What is considered Medi-Cal services fraud?Medi-Cal fraud happens when someone … [Read more...]
A Life Estate Can Help With Medi-Cal Recovery Avoidance
Medicaid estate recovery and Medicaid liens are a common concern for many clients. It is important for you to understand that you have a right to protect your home from loss. Regardless of whether you actually need Medicaid to cover nursing home or residential care, Medi-Cal recovery avoidance strategies can help you protect your residence and your family’s future.Medi-Cal recovery avoidance strategiesOne Medi-Cal recovery avoidance technique that our Los Angeles Medicaid attorneys suggest … [Read more...]
California Residents Mistakenly Enrolled in Medi-Cal During Expansion
According to some reports, there were an estimated 450,000 California residents who were signed up for Medi-Cal under the recent Medicaid expansion who might not have been eligible. It is also reported that this mistake will likely cost the federal government and the state of California more than a billion dollars. An audit covered the six-month period from Oct. 1, 2014, to March 31, 2015. These reports have not been confirmed entirely, as the results are based on extrapolations from a sample of … [Read more...]
Medi-Cal Attorneys Explain the Use of ABLE Accounts
Our Medi-Cal attorneys recognize the benefits of opening ABLE accounts because the money in those accounts do not jeopardize your Medi-Cal benefits regardless of how much you have. In order to ensure that the funds in your ABLE account are not counted in terms of your Medi-Cal eligibility, let our Medi-Cal attorneys advise you.What is an ABLE account?An ABLE account is a financial account that allows individuals with disabilities to build up their assets while enjoying certain tax … [Read more...]
