Nursing home expenses will vary quite a bit from one facility to another, not only around the nation but also in the same city. Although the cost of a private nursing home room in the United States only increased a little over one percent from 2015 to 2016, the median cost is still over $92,000 a year. What is worse is the fact that most of us seriously underestimate these costs when we are creating our estate plans.How California average monthly nurse home rates compare to the nationThe … [Read more...] about Nursing Home Expenses in California
Los Angeles elder law attorneys specialize in legal issues that relate to seniors. This legal specialty became more recognized in the 1980s when the legal issues facing seniors became more complicated for various reasons. Changes to the Medi-Cal laws, along with an increase in the need for nursing home care for seniors, as well as many other issues, made elder law attorneys more necessary. If you are wondering why you would need a Los Angeles elder law attorney, here are a few things to … [Read more...] about How Can Los Angeles Elder Law Attorneys Help?
Long-term care facilities, like a nursing home or assisted living facility, are often very expensive. Unfortunately, private health insurance policies usually do not cover these services. Medicare coverage for long-term care is limited and most people do not have private long-term care insurance policies. As your Medi-Cal attorney can explain, California residents who require nursing home care typically look to Medi-Cal as the primary source of funding. In fact, Medi-Cal covers the nursing home … [Read more...] about Can a Medi-Cal Attorney Help Me Plan for Nursing Home Care?
For some families, there may come a time when you need to consider whether a loved one would benefit from hospice care. Hospice care focuses on caring, instead of curing, medical ailments and providing end-of-life care, most often within the patient's home. In many cases, it will be the patient's friends and family who will serve as the primary caregivers and decision makers with regard to the care of their terminally ill loved one. Members of the hospice team usually make regular visits to … [Read more...] about Medi-Cal Assistance with Hospice Care
Long-term care facilities, like a nursing home or assisted living facility, are often very expensive. Unfortunately, private health insurance policies usually do not cover these services. Medicare coverage for long-term care is limited and most people do not have private long-term care insurance policies. For California residents who require long-term care services, Medi-Cal is the source of funding most often used. In fact, Medi-Cal covers the nursing home expenses of nearly 65% of California … [Read more...] about Medi-Cal Attorney’s Advice on Nursing Home Care
There may come a time when you need to find a way to help a loved one manage their affairs. If your situation requires formal control and management of your loved one’s personal, medical and/or financial affairs, you need to consider a Conservatorship. The process for conservatorship California courts follow is similar to guardianship, with the exception that it applies to adults who need support and protection. A conservator has a fiduciary duty to act solely on behalf of the conservatee, … [Read more...] about The Process for Conservatorship California Courts Follow
Clients often have a misconception that social security benefits and a simple 401k plan are sufficient for retirement. The reality is, it is important to create a real retirement plan so you won’t need to be dependent on government benefits, in order to have a comfortable retirement. Social security may not be a secure as you think. That’s why you need to do some California retirement planning.What you need to know about Social Security benefitsMost of us are concerned about the certainty … [Read more...] about What You Need to Know about California Retirement Planning
The time may come for some families to consider the need for hospice care, the focus of which is caring, not curing, medical conditions and providing end-of-life care in the patient's home. In most cases, family members serve as the primary caregiver and decision maker regarding the care of their terminally ill loved one. Then, members of the hospice team will make regular visits to assess the patient and provide additional care or services as needed. California hospice care is covered under … [Read more...] about How to Prepare for California Hospice Care
Elder abuse is not limited to physical violence or neglect. Because seniors are also susceptible to elder financial abuse California attorneys know the signs and can help you determine whether you need to be concerned. According to a 2013 study, millions of elderly citizens are victims of financial abuse, including "unfair, deceptive, or abusive practices.” It is estimated that this elder financial abuse results in an average loss or more than $140,000 per victim.An example of financial … [Read more...] about Elder Financial Abuse California Attorneys Know the Signs
It's great to be healthy, especially as a senior, but simply because you are fit right now doesn't mean you may not need long-term care when you get older. The worst mistake you could make is overlooking the need for Medi-Cal planning. You may not have health issues right now, but who can predict how healthy you will be in 50 years?Not to mention the possibility of unexpected illnesses or injuries that could leave you with medical issues that require long-term care. According to some … [Read more...] about Even the Healthy Need Medi-Cal Planning